Identity theft. Have you thought about it? I hadn’t, that is until my Mom’s social security, address and birth date were stolen and used to open credit accounts at every retailer under the sun. So far the total is almost $10,000 in charges, and the new account letters are still rolling in. As you can imagine, dealing with this has been a huge time suck and not to mention feeling completely violated and taken advantage of. And guess what? The retailers have VERY little recourse for protecting you from crooks like the ones at work here. This means that at anytime they could take your information and a doctored drivers license, walk into the nearest department store and have their own personal shopping extravaganza, all in your good name. Talk about frustrating, irritating and feeling completely exposed…
One super important step you can take to be proactive about these situations is to purchase Identity Theft Protection from LifeLock:
“LifeLock is dedicated to relentlessly protecting your personal information, 24 hours a day, seven days a week, 365 days a year. We provide proactive identity theft protection using innovative technologies that power not only LifeLock but also the world’s most sophisticated surveillance solutions – similar to the technology employed by government intelligence agencies and blue-chip corporations.”
LifeLock was kind enough to give us one of their LifeLock Individual Plans to try out for one whole year – score! This plan includes:
- LifeLock Identity Theft Alert System which detects if your personal information is used to apply for many forms of credit and non-credit accounts.
- eRecon which patrols more than 10,000 known criminal websites to detect the illegal selling of your information.
- TrueAddress which monitors any change of mailing address requests applied for in your name.
- WalletLock which helps cancel or replace the contents of a lost or stolen wallet (excluding pictures, cash, etc.).
- Reduced Credit Offers requests that your name be removed from mailing lists constantly barraging you with credit applications which can leave you exposed to fraudulent activity.
- Free Annual Credit Report
- 24-Hour Member Services to answer all of your questions, or provide help in the event that you need it.
- $1 Million Total Service Guarantee which provides up to $1 million in services to help recover your identity in the event that you become the victim of identity theft.
Pretty comprehensive huh? I thought so! For as low as $10 per month you can score all of the above, which is PRICELESS when you think of the piece of mind that comes with it.
The signup is very simple, though you will need to have all of your credit cards, driver’s license and other personal information handy so you can enroll all of that info for protection. Be warned! If you mistakenly enter wrong information you’ll need to speak with customer service (who are very friendly, I might add). This just goes to show how serious they are about protecting your information!
Using their portal is very simple – simply enter your login information and you’ll have all of the above mentioned services at your fingertips, including your credit score readily available. You’ll also be able to run reports to check for suspicious activity on your account as well as access educational information that will explain why taking care of your credit is so important.
All in all I would say this service has been invaluable in providing me piece of mind and is super easy and efficient to use. With all of the shopping I’ll be doing this holiday season, I can rest assured that my information is safe and under lock and key with LifeLock.
LifeLock has been kind enough to offer one of you lucky readers the same piece of mind with a 1 year of FREELifeLock Identity Theft Protection. Simply complete the tasks in the below Rafflecopter form to be entered:
***Please note: I do verify all entries. Should your name be chosen as the winner and you have not completed the required action I will be forced to draw another name.
*I received the above reviewed product for free courtesy of LifeLock. Regardless, all opinions and recommendations are 110% my own, always have been, always will be.
I’m in Texas and it is 5th, yikes!
I rank 6th
I live in Iowa, which is 45th. I work in SD, which is 49th. not bad, but still too many.
slb3334@gmail.com
21st lucky me star95011atyahoodotcom
we’re 9th
35th, minnesota
I live in NJ and it is 8th.
beebsbarney at yahoo dot com
3rd in california
Maryland is 9th.
ericacarnes(at)gmail(dot)com
5th
Florida is ranked #1
susansmoaks at gmail dot com